← Back to Defend It All

PRIVACY POLICY

Geniustream LLC DBA Defend It All and/or Scam Coach

Effective Date: October 22, 2026

This Privacy Policy explains how Geniustream LLC, doing business as Defend It All and Scam Coach (“Company,” “we,” “us,” or “our”), collects, uses, shares, and protects personal information when you visit defenditall.com, course.defenditall.com, and scamcoach.app (the “Site”), purchase or use the Defend It All online course (the “Course”), the Personalized Setup Guide (the “Setup Guide”), or the Scam Coach web application (the “App”) (collectively, the “Services”), or otherwise interact with us. Capitalized terms not defined here have the meanings given in our Terms of Service.

The Services are offered only to adults in the United States. If you do not agree with this Privacy Policy, please do not use the Services.

1. Information We Collect

1.1 Information you provide.

  • Account and purchase information. Your name, email address, telephone number, login credentials, and the products you purchase. Payment card information is collected and processed by our payment processor; we receive confirmation of payment and limited details such as the card brand and last four digits, but we do not receive or store your full card number.
  • Course activity. Your progress through Course modules, downloads, and any responses you enter in interactive course tools.
  • Setup Guide responses. If you purchase the Setup Guide, the general categories of accounts, services, and assets you tell us you use, such as your mobile carrier, bank, email provider, social media platforms, and the state in which you own a home. We ask only for categories and provider names; please do not enter account numbers, usernames, passwords, security codes, Social Security numbers, or street addresses.
  • App Submissions. If you use the App, the screenshot you upload or the text you paste for review (a “Submission”). A Submission may include information about the sender and about other people. Please crop or redact passwords, security codes, full account or card numbers, Social Security numbers, government identification, and health information before submitting.
  • Communications. The contents of emails, support requests, and chatbot conversations you send us, and your marketing preferences.

1.2 Information collected automatically. When you use the Services, we and our service providers automatically collect device and usage information such as IP address, browser and device type, operating system, pages viewed, links clicked, referring page, and dates and times of access, using cookies, pixels, and similar technologies. See Section 5 for details and choices.

1.3 Information from third parties. We receive confirmation of payment and related transaction details from our payment processor, and delivery and engagement information (for example, whether an email was opened) from our email and text-message service providers.

2. How We Use Information

We use personal information to:

  • provide the Services you purchase, including delivering the Course, assembling and delivering the Setup Guide, and generating App results;
  • create and manage your account, process payments, and send receipts, confirmations, renewal reminders, and other service communications;
  • respond to your questions and provide support;
  • send marketing emails and text messages, with your consent (Section 6);
  • understand how the Services are used, fix problems, and improve them;
  • protect the security and integrity of the Services, detect and prevent fraud and abuse, and enforce our Terms of Service; and
  • comply with legal obligations and respond to lawful requests.

How the App uses your Submissions. Each Submission is processed by automated systems, including artificial intelligence provided by a contracted service provider, solely to generate the educational result you requested. Submissions are processed transiently and are not retained after the result is delivered. We do not use Submissions to train artificial-intelligence models, and our artificial-intelligence provider is contractually prohibited from retaining Submissions or using them for any purpose other than generating your result. The App does not make decisions about you; it provides educational information for you to evaluate.

How the Setup Guide uses your responses. Your responses are used only to select the educational modules included in your Setup Guide and are deleted thirty (30) days after your Setup Guide is delivered. We do not use your responses to target advertising to you.

3. How We Share Information

We do not sell personal information, and we do not share personal information with third parties for their own marketing. We share personal information only as follows:

  • Service providers. With companies that perform services for us and are permitted to use the information only for that purpose, including payment processing, customer relationship management and email and text-message delivery, website and database hosting, artificial-intelligence processing of App Submissions, video hosting, customer support tools, and analytics.
  • Advertising partners (Site marketing pages only). Advertising and analytics cookies and pixels on our public marketing pages share limited device and browsing information with advertising platforms so that we can measure our advertising and show ads to people who have visited the Site. We do not place advertising pixels inside the member portal, on App screens, on the Setup Guide form or guide pages, or on any page where you tell us which institutions you use. Under some state privacy laws, this use of advertising cookies may be considered “sharing” or “targeted advertising,” and you may opt out as described in Section 5.
  • Text-message information. Mobile telephone numbers and text-message opt-in information are never shared with third parties or affiliates for their own marketing purposes.
  • Legal and safety. When we believe disclosure is required by law, subpoena, or legal process, or is necessary to protect the rights, property, or safety of Company, our customers, or others, or to detect, prevent, or address fraud, security, or technical issues.
  • Business transfers. In connection with a merger, acquisition, financing, reorganization, or sale of all or part of our business, including to a successor entity, in which case the recipient will be bound by this Privacy Policy with respect to the information transferred.
  • With your direction or consent. When you ask us to share information or otherwise consent.

4. How Long We Keep Information

We keep personal information only as long as needed for the purposes described above, and then delete or de-identify it. As a general matter:

InformationRetention
Account and purchase recordsFor the life of your account and as required for tax, accounting, and legal purposes (generally seven (7) years for transaction records).
Course progressFor the life of your account.
Setup Guide responsesThirty (30) days after delivery of your Setup Guide.
App SubmissionsNot retained; processed transiently to generate your result.
App resultsNot stored by Company
Support communicationsThree (3) years after the matter is closed.
Marketing consent and opt-out recordsAs long as needed to honor your choices and to demonstrate compliance.
Device and usage dataTwenty-six (26) months, in aggregated or de-identified form where possible.

5. Cookies, Analytics, and Advertising

We use cookies and similar technologies for three purposes: (a) essential operation of the Services, such as keeping you logged in and completing purchases; (b) analytics, to understand how the Site and Services are used; and (c) advertising, on our public marketing pages only, to measure our campaigns and reach people who have visited the Site. You can control cookies through your browser settings, and you can opt out of advertising cookies through the cookie preferences link in the Site footer. You can also opt out of interest-based advertising generally through the Digital Advertising Alliance at optout.aboutads.info and the Network Advertising Initiative at optout.networkadvertising.org. We honor Global Privacy Control signals as a request to opt out of advertising cookies where required by law. Our principal advertising and analytics partners are Meta Platforms and Google, whose own opt-out tools are available in their account settings. Disabling cookies may affect some features of the Services.

Do Not Track. Some browsers transmit “Do Not Track” signals to websites. Because there is no common industry standard for interpreting them, we do not respond to Do Not Track signals. We do honor Global Privacy Control signals from U.S. visitors as a request to opt out of advertising cookies and “sharing,” where required by law.

6. Your Choices

  • Marketing email. You can unsubscribe at any time using the link in any marketing email or by emailing [email protected]. You will still receive service communications relating to your account and purchases.
  • Text messages. We send marketing text messages only with your prior express consent, which you give separately when you provide your mobile number. You can withdraw consent at any time by replying STOP to any message. Message frequency varies and message and data rates may apply.
  • Account information. You can review and update your account information in your account settings or by contacting us.
  • Account deletion. You can request deletion of your account at any time by emailing [email protected]. We will delete your account and associated personal information except where we must keep it for the purposes described in Section 4.

7. Your Privacy Rights

Depending on where you live, you may have the right to (a) confirm whether we process your personal information and access it; (b) correct inaccurate personal information; (c) delete personal information; (d) obtain a portable copy of personal information you provided; (e) opt out of targeted advertising and of the sale or sharing of personal information; and (f) appeal a decision we make about your request. We do not sell personal information, we do not use personal information for profiling in furtherance of decisions with legal or similarly significant effects, and we do not knowingly collect sensitive personal information except as described in this Policy.

To exercise any right, email [email protected] with the subject line “Privacy Request” from the email address associated with your account, or write to us at the address in Section 12. We will verify your identity by confirming that the request comes from the email address on your account and, if needed, by asking for additional information. You may designate an authorized agent to make a request on your behalf where permitted by law; we may require proof of the agent’s authority and may confirm the request with you directly. We will respond within the time required by applicable law (generally forty-five (45) days), and we will not discriminate against you for exercising your rights. If we deny a request, you may appeal by replying to our response with the word “Appeal” in the subject line, and we will respond to your appeal within the time required by law. If your appeal is denied, you may contact your state’s attorney general to submit a complaint.

Do Not Sell or Share My Personal Information. We do not sell personal information. Advertising cookies on our public marketing pages may constitute “sharing” for cross-context behavioral advertising under California law or “targeted advertising” under the laws of other states. You may opt out of that sharing through the “Privacy Settings” link in the Site footer, by enabling Global Privacy Control in a supported browser where we honor it, or by emailing [email protected] with the subject line “Do Not Sell or Share.”

8. Security

We use administrative, technical, and physical safeguards designed to protect personal information, including encryption of data in transit, access controls, multi-factor authentication for administrative access, and contractual obligations on our service providers. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. If we learn of a security incident affecting your personal information, we will notify you as required by applicable law. You can help by using a strong, unique password for your account, enabling any available multi-factor authentication, and never sharing your login credentials. To report a security concern about the Services, email [email protected] and describe the issue in as much detail as you can.

9. Children

The Services are intended for adults. We do not knowingly collect personal information from anyone under eighteen (18), and no one under eighteen may create an account. If you believe a child has provided us with personal information, contact us at [email protected] and we will delete it.

10. United States Only; Third-Party Links

We are located in the United States, and the Services are intended for residents of the United States. If you access the Services from outside the United States, you do so on your own initiative and your information will be processed in the United States. The Services may link to third-party websites and resources whose privacy practices we do not control; we encourage you to review their privacy policies.

11. Notice at Collection for California Residents

This section supplements the rest of this Privacy Policy for California residents. In the twelve (12) months before the Effective Date, we collected the following categories of personal information, for the purposes described in Section 2, from the sources described in Section 1, and disclosed them to the categories of recipients described in Section 3:

CategoryExamplesCollectedDisclosed to service providers“Sold” or “shared”
IdentifiersName, email address, telephone number, account credentials, IP addressYesYesAdvertising cookies on marketing pages may constitute “sharing”; otherwise no
Customer recordsPurchase history, payment confirmation (not full card numbers)YesYesNo
Commercial informationProducts purchased, Course progressYesYesNo
Internet or network activityPages viewed, interactions with the Site and Services, device informationYesYesAdvertising cookies on marketing pages may constitute “sharing”; otherwise no
Setup Guide responsesCategories of accounts, services, and assets you reportYesYes (hosting and delivery only)No
App SubmissionsScreenshots or text you submit for reviewProcessed transiently; not retainedYes (artificial-intelligence processing only)No
InferencesInterest in our products, derived from Site activityLimitedYes (analytics and advertising on marketing pages)May constitute “sharing”

We do not collect precise geolocation, biometric information, or, by design, sensitive personal information; where a Submission incidentally contains such information, it is processed only to generate your result and is not retained. We do not knowingly sell or share the personal information of consumers under sixteen (16). The retention periods in Section 4 apply. California residents may exercise the rights described in Section 7, including the right to opt out of “sharing” as described in Section 5, and the right to know, delete, and correct. California’s “Shine the Light” law (Civil Code § 1798.83) permits California residents to request information about disclosure of personal information to third parties for their direct marketing purposes; we do not make such disclosures.

12. Contact Us

Geniustream LLC, doing business as Defend It All and Scam Coach
4400 N Scottsdale Road Ste 9-215, Scottsdale, AZ 85251
Privacy requests: [email protected]
General support: [email protected]

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the revised version on the Site with a new Effective Date and, for material changes, notify account holders by email before the changes take effect. Material changes to our processing practices apply on a going-forward basis only. Your continued use of the Services after the Effective Date constitutes acceptance of the revised Policy.